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What if my student finance won’t cover all of my living costs?
You may find that the amount of Maintenance Loan you can take out won’t cover your living costs in full. If your household income is above £25,000 you won’t receive the maximum Maintenance Loan; the government expects that your parents will help to support you while you’re at university, though many aren’t aware of this. Martin Lewis of Money Saving Expert explains this expectation, so it may help to share this with your parents.
Of course, that’s not possible for everyone. Many students work part-time around their studies, and there are lots of opportunities for students to work on campus, or in the nearby student area.
Last updated 27 July 2025, 09.34
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